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This is a very interest service, I just found out about it today and its quite cool that its free! If you ever want to find out why you can’t get that credit card or that home loan (in Australia) then you should goto My Credit File - Veda Advantage

Free service
If you have a little more time to spare then choose our free service and a copy of your credit file will be dispatched to you within ten working days free of charge.

Please note that you may only request a copy of your own credit history. For security purposes, prior to receiving a credit file you will be asked to verify your identity. You can obtain more detailed information regarding the access and use of personal information on our privacy page.

Requests can be made by:

Mail:

Veda Advantage Public Access
PO Box 964
North Sydney NSW 2059

Fax:

(02) 9951 7880

To obtain your file you will need to provide us with following:

• Your full name
• Your date of birth
• Your driver’s licence number
• Your current residential address
• Your previous addresses
• Your current employer or a previous employer
• Name of the organisation to which you last applied for credit
• A daytime telephone number
• Your signature
• How you would like your file sent to you, via: Post, Fax or Email

Note, please clearly state whether you are requesting a copy of My Credit File or My Insurance File.

If the information you have provided does not sufficiently meet our security requirements, you may be contacted by Veda Advantage and asked to provide documentation to verify your identity. This may affect the timeframe in which you receive your file.

This free service is for personal records only.