Archive for the 'Finance' Category

Australian Bank Starting to Axe No Deposit Loans

It’s going to be interesting as more and more banks tighten their lending policy and make it harder for people to borrow. In the article below, CBA is axing their no deposit loans. I think its important to interate that the Property market is “moved” by the ability to finance the asset (ie the property).
Reducing/tightening credit policies [...]

Depreciation Schedule - The Benefits Explained

Last week I wrote about
Depreciation Schedule - Where Can I Get One?, I realised that some people may not know what a depreciation schedule is and why you actually want to get one. So I better explain myself…
The dictionary definition for depreciation is: “A decrease or loss in value, as because of age, wear, [...]

Income Tax Withholding Variation - Get Your Taxes Back Before the Financial Year!

This is my first approved article on ezine. It’s a regurgitated version of a previous post I did which I cleaned up a bit before submitting it… so here it is again! Enjoy!
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Income Tax Withholding Variation - Get Your Taxes Back Before the Financial Year!

For the people who are new to this I will briefly [...]

Subprime Mortgages

Interesting youtube clip! Actually has some truth to it!!
minus the racist comments…

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Been Refused Credit? Check Your Credit For Free

This is a very interest service, I just found out about it today and its quite cool that its free! If you ever want to find out why you can’t get that credit card or that home loan (in Australia) then you should goto
My Credit File - Veda Advantage
Free service
If you have a [...]

HSBC Online Saving Account

Features:

No monthly account keeping fee#
A high everyday interest rate of 5.00%p.a *
Unlimited free HSBC ATM transactions^
Five free ATM transactions per month at any bank ATM

The Catch:

You need to deposit $5,000 or more into the account to earn 5%

Go get it now!
Click Here
What I would do if I had $5,000

Option 1: Deposit $5,000 into a [...]

Great Financial Products

Here’s a few products that I think are great! I do work for BankWest, so I might be slightly biased… so please let me know if you can find a better deal! I think BankWest is pretty damn agressive with their products!
Cheap Money  

Citibank Ready Credit - 2.9% for first 6 months on cash advances! (very bad [...]

Mortgage Brokers

This is just something I found on the Internet, personally I like to have a few mortgage brokers working for me when i’m looking for financing. This way both of them can compete for your business and one of them will always get you a better deal!

ARTLOG

Home Loans Australia

Investor Finance - I’ve used these guys [...]

Free Property Portfolio Review

Finally there’s a logical solution for anyone who wants to invest in property, but doesn’t know how to overcome that biggest hurdle, where to get the money from.
Investor Finance are sharing their trade secrets and showing everyday Australians how to keep the banks honest, and what’s best, is they don’t charge you, they charge the [...]